How We Use Your Information:

We collect only the information necessary to provide a personalised financial clarity experience.

Your data may be used for the following:

✔ To confirm appointments and payments

✔ To personalise your financial clarity session

✔ To improve the overall session experience

✔ To send appointment reminders, confirmations, and important updates

We do not request sensitive financial login details, passwords, or investment accounts.

✔ Missed Appointments: You can reschedule your missed appointment within 24 hours of the original time; however, refunds will not be issued.

✔ If you're unable to attend, please contact us as early as possible and we'll do our best to help you reschedule.

✔ Partially Used Services: No refunds will be provided for services that have already been partially used or completed.

✔ Eligible refunds (if applicable) will be processed within 1–2 business days.

✔ Refunds will be credited back to the original payment method.

Profit Scrutiny follows strict security measures to protect user information.

✔ All client data is kept confidential

✔ Information is never sold, rented, or shared with third parties

✔ All payments are processed through secure, verified payment gateways

✔ Only minimal data required for your session and communication is stored

Your privacy is a top priority.

Your responses are used only to better understand your situation before your session and are never shared with third parties.

4. We Do Not Collect

✘ Banking passwords

✘ OTPs

✘ Trading account credentials

✘ Credit card details

✘ Investment account access

All sessions are focused on education, clarity, habit improvement, and personal finance awareness.

5. Educational Purpose Disclaimer

Profit Scrutiny provides personalised financial clarity and financial education.

We do not:

✘ Provide investment, stock, or product recommendations

✘ Offer SEBI-regulated advisory services

✘ Manage or handle client investments

We aim to respond within 24 - 48 business hours.